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Search results for “commercial insurance”

20 results

A $9,500 offer after a Durham interstate blowout crash? Probably not

A gap in treatment can gut the value of a North Carolina injury claim, especially when a commercial insurer is already trying to dodge coverage after a tire-blowout interstate wreck.

ARTICLE by Sandra McBryde

Insurance Liability After Borrowing a Friend’s Car

In North Carolina, the car's insurance usually pays first, but that does not mean your own policy, the owner, and even you personally are off the hook.

ARTICLE by Tammy Shuford

I stopped treatment after our Raleigh school-run crash - did I just wreck the claim?

A treatment gap after a Raleigh crash gives the insurer exactly what it wants, especially when the blame and coverage mess already makes the case harder.

ARTICLE by Priya Rao

Ashamed to say it: daycare kids were with me when the light failed

A Durham daycare worker got hit in an intersection with a malfunctioning light, her injuries got worse because safety equipment failed, and now the insurer is calling her treatment unnecessary.

ARTICLE by Wayne Stiltner

Medicare Reimbursement After a Passenger Injury Crash

In North Carolina, an injured passenger usually makes a claim against the at-fault driver's liability coverage, even if that driver is family, and Medicare reimbursement can turn a simple wreck into a mess fast.

ARTICLE by Darius McNeil

Two crashes, one wreck, and a surgery denial in Durham

When two separate impacts wreck your car and the workers' comp carrier stalls on surgery, the fight turns into both a fault case and a medical authorization case.

ARTICLE by Sandra McBryde

Scaffold Fall Claims and Immigration Fears

If you were badly hurt on a North Carolina construction site and the boss is blaming you to keep you quiet, the real fight is over fault, paperwork, and whether they can use your immigration status against you.

ARTICLE by Melissa Troutman

Can my old MRI really kill my Greensboro crash claim?

Everyone says an old MRI ruins your case, but actually North Carolina law does not let an insurer escape liability just because your back was already damaged. Picture a...

Seriously, is chasing the bar worth it after a Greensboro pileup?

A Greensboro factory worker gets buried in a pileup claim, the insurer says he made his injuries worse by not treating fast enough, and the real question is whether the drunk driver's bar and punitive damages make the fight worth it.

ARTICLE by Priya Rao

I told the Greensboro adjuster I'm undocumented. Did I ruin my crash case?

After a hydroplaning wreck on I-40 near Gate City Boulevard in Greensboro, the insurance company wants you to think yes - that saying you are undocumented makes your claim...

What happens if I file comp after a job crash and my boss threatens deportation?

Unlike South Carolina, where worker-status fights can get uglier faster, in North Carolina filing workers' comp after a job crash does not hand your boss some special...

Is a Greensboro hotel parking lot fall claim even worth the hassle?

The police report may say only "slip and fall in parking lot" or there may be no police report at all. What actually matters in North Carolina is whether the hotel or property...

Deer made me hit a truck on Silas Creek who pays my ER bill?

On Silas Creek Parkway in Winston-Salem, a deer jumps out near Hanes Mall Boulevard, you swerve, and the next bill is from Novant Health Forsyth Medical Center or Atrium Health...

Greensboro Uber crash claim feels dead because the driver was "off the clock" - that may be exactly what they want you to believe

An Uber passenger hurt when a car backed across a Greensboro sidewalk can still have a real claim even if the driver's employer denies responsibility and Medicare already paid the bills.

ARTICLE by Sandra McBryde

Should I send my Charlotte employee to workers' comp or expect a lawsuit too?

"Was the person who hurt your employee your employee too?" That is the adjuster question that will shape the whole claim, because in North Carolina the answer usually decides...

Is a Raleigh black ice crash claim worth it if they blame me too?

Everyone says "if you were even a little at fault, don't bother," but actually a Raleigh winter crash claim can still be worth pursuing until the facts clearly show you were...

unscheduled injury

You just got a letter that says your back or neck injury is being treated as an "unscheduled injury," and now the benefits math suddenly looks different. That means the body...

What evidence do I need before hiring a lawyer for an Asheville work crash?

30 days is the first number that matters in North Carolina: your employee should give written notice of the injury within 30 days, and the formal workers' comp claim usually...

Why is the Raleigh adjuster rushing me to settle before Medicare takes less?

Since North Carolina expanded Medicaid in late 2023, more crash cases now involve government payers - but the real rule has not changed: settling fast does not usually make...

Need a lawyer if my boss might fire me over a Wilmington crash claim?

You have as little as 30 days to notify your employer if the crash happened while you were working, and 180 days to file a retaliation complaint in North Carolina if your...