North Carolina Accidents

FAQ Glossary Topics

EN ES

Search results for “car insurance”

20 results

Insurance Liability After Borrowing a Friend’s Car

In North Carolina, the car's insurance usually pays first, but that does not mean your own policy, the owner, and even you personally are off the hook.

ARTICLE by Tammy Shuford

Medicare Reimbursement After a Passenger Injury Crash

In North Carolina, an injured passenger usually makes a claim against the at-fault driver's liability coverage, even if that driver is family, and Medicare reimbursement can turn a simple wreck into a mess fast.

ARTICLE by Darius McNeil

I stopped treatment after our Raleigh school-run crash - did I just wreck the claim?

A treatment gap after a Raleigh crash gives the insurer exactly what it wants, especially when the blame and coverage mess already makes the case harder.

ARTICLE by Priya Rao

Two crashes, one wreck, and a surgery denial in Durham

When two separate impacts wreck your car and the workers' comp carrier stalls on surgery, the fight turns into both a fault case and a medical authorization case.

ARTICLE by Sandra McBryde

Ashamed to say it: daycare kids were with me when the light failed

A Durham daycare worker got hit in an intersection with a malfunctioning light, her injuries got worse because safety equipment failed, and now the insurer is calling her treatment unnecessary.

ARTICLE by Wayne Stiltner

Seriously, is chasing the bar worth it after a Greensboro pileup?

A Greensboro factory worker gets buried in a pileup claim, the insurer says he made his injuries worse by not treating fast enough, and the real question is whether the drunk driver's bar and punitive damages make the fight worth it.

ARTICLE by Priya Rao

A $9,500 offer after a Durham interstate blowout crash? Probably not

A gap in treatment can gut the value of a North Carolina injury claim, especially when a commercial insurer is already trying to dodge coverage after a tire-blowout interstate wreck.

ARTICLE by Sandra McBryde

Deer made me hit a truck on Silas Creek who pays my ER bill?

On Silas Creek Parkway in Winston-Salem, a deer jumps out near Hanes Mall Boulevard, you swerve, and the next bill is from Novant Health Forsyth Medical Center or Atrium Health...

I told the Greensboro adjuster I'm undocumented. Did I ruin my crash case?

After a hydroplaning wreck on I-40 near Gate City Boulevard in Greensboro, the insurance company wants you to think yes - that saying you are undocumented makes your claim...

Can my old MRI really kill my Greensboro crash claim?

Everyone says an old MRI ruins your case, but actually North Carolina law does not let an insurer escape liability just because your back was already damaged. Picture a...

Greensboro Uber crash claim feels dead because the driver was "off the clock" - that may be exactly what they want you to believe

An Uber passenger hurt when a car backed across a Greensboro sidewalk can still have a real claim even if the driver's employer denies responsibility and Medicare already paid the bills.

ARTICLE by Sandra McBryde

Is a Raleigh black ice crash claim worth it if they blame me too?

Everyone says "if you were even a little at fault, don't bother," but actually a Raleigh winter crash claim can still be worth pursuing until the facts clearly show you were...

Is a Greensboro hotel parking lot fall claim even worth the hassle?

The police report may say only "slip and fall in parking lot" or there may be no police report at all. What actually matters in North Carolina is whether the hotel or property...

How does a North Carolina car accident claim work in Asheville?

What the insurance company does not want you to know about this is that the clock starts immediately, and your immigration status does not decide whether you can make an injury...

What happens if I file comp after a job crash and my boss threatens deportation?

Unlike South Carolina, where worker-status fights can get uglier faster, in North Carolina filing workers' comp after a job crash does not hand your boss some special...

Why is the Raleigh adjuster rushing me to settle before Medicare takes less?

Since North Carolina expanded Medicaid in late 2023, more crash cases now involve government payers - but the real rule has not changed: settling fast does not usually make...

Scaffold Fall Claims and Immigration Fears

If you were badly hurt on a North Carolina construction site and the boss is blaming you to keep you quiet, the real fight is over fault, paperwork, and whether they can use your immigration status against you.

ARTICLE by Melissa Troutman

Can I get compensation for PTSD or anxiety after a North Carolina car wreck if my scans were normal?

Yes. In North Carolina, you can seek damages for PTSD, anxiety, depression, panic attacks, sleep problems, and other emotional injuries after a crash even if X-rays, CT scans,...

Did admitting my old back injury after a Wilmington van crash ruin my case?

No - telling the insurer about a pre-existing back injury does not automatically ruin a North Carolina claim. The common mistake is assuming that once you mention an old...

implied consent

A single refusal can cost money, driving privileges, and leverage in a criminal case before you ever get to trial. When police lawfully suspect impaired driving, saying no to a...